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Refund & Cancellation

At Vivarana Technology, we strive to provide excellent customer service and a seamless experience for all of our payment and recharge services. However, we understand that situations may arise where you need to request a cancellation or refund. Please read our refund and cancellation policy carefully to understand your rights and the process for requesting a refund or cancellation. following terms and conditions. Please read them carefully.

  • 01. Recharge Services: Prepaid, DTH, and Other Payments: By using Vivarana Technology Services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our services.
    • No Refund or Cancellation: Recharge services, including prepaid mobile recharges and DTH recharges, are processed instantly. Once the transaction is completed, it cannot be reversed, refunded, or canceled as the recharge is directly credited to the recipient's account.
    • Incorrect Transaction: If a recharge was made for the wrong number or service, Vivarana Technology cannot be held responsible for any discrepancies. We encourage users to verify all details before proceeding with the payment.
  • 02. Bill Payments: Postpaid, Landline, Broadband, Electricity, Gas, Insurance, and Water:
    • Cancellation:Once a bill payment is completed, it cannot be canceled or reversed. Payments are sent directly to service providers and are processed immediately.
    • Refund: f an error occurs (such as a double payment or overpayment), please contact our customer support within 24 hours of the transaction. Refunds, if applicable, will be processed according to the policies of the respective service providers. Vivarana Technology will assist in coordinating the refund, but the final decision rests with the service provider.
  • 03. LIC Payment (Insurance), PHED Rajasthan (Water), and Special Bill Payments:
    • No Refund/No Cancellation: Payments made for services like LIC Insurance, PHED Rajasthan, Fastag Recharge, Gas Cylinder, Loan Repayment, Municipal Tax, Housing Society, Club & Association fees, Cable TV, Hospitals, Subscription Fees, and Education Fees are processed on behalf of third-party vendors or government authorities
    • Disputes: If you encounter an issue with your payment (e.g., a transaction error), please reach out to our support team for assistance. We will help resolve the matter in accordance with the service provider's policies.
  • 04. Domestic Money Transfer (DMT) Express, Scan and Pay:
    • Cancellation/Refund Policy: Once a Domestic Money Transfer (DMT) transaction or Scan and Pay service has been successfully processed, it cannot be canceled. Refunds may be issued only in cases of technical errors or transaction failures, subject to investigation by the payment gateway or partner bank.
    • Incorrect Transfer: If funds were sent to the wrong recipient, Vivarana Technology is not liable for any recovery. We recommend double-checking recipient details before initiating transactions.
  • 05. Travel Services: Bus, Flight, Hotel, IRCTC, Cab:
    • Cancellation: Travel bookings for buses, flights, hotels, IRCTC tickets, and cabs are subject to the individual cancellation policies of the respective service providers (such as airlines, hotels, bus operators, and IRCTC). You must refer to the terms and conditions of the specific service provider to understand cancellation windows, penalties, and refund eligibility.
    • Refund: If a refund is eligible according to the provider's cancellation policy, it will be processed by the provider. Vivarana Technology will assist in initiating the refund process, but the approval and amount refunded will depend on the provider's guidelines.
  • 06. AEPS (Aadhaar Enabled Payment System) and UPI Gateway Payments:
    • No Cancellation/No Refund: Payments made through AEPS or UPI Gateway are processed directly between the user's bank and the service provider. Once a payment is made, it is final and cannot be canceled or refunded.
    • Transaction Discrepancies: In the event of a failed transaction or discrepancy, customers must contact their respective bank or payment gateway immediately for resolution. Vivarana Technology will assist in providing transaction details if necessary, but we are not responsible for refunds or cancellations.
  • 07. How to Request a Refund or Cancellation:
    • Contact Support: If you believe your transaction is eligible for a refund or cancellation, please contact our support team at infovivarana@gmail.com or call our customer service at [phone number] within 24 hours of the transaction. Include your transaction ID, payment details, and reason for requesting a refund.
    • Investigation: All refund requests are subject to an internal investigation. Please allow 5–7 business days for us to assess the situation and determine if a refund is possible. We will notify you of the outcome via email.
  • Contact Us: If you have any questions about these Privacy & Policies , please contact us at:
    • Email: infovivarana@gmail.com
    • Phone: +91 7817083445 | +91 9971859224
    • Address: Golden Nest Apartment, #301Third Floor Sector 68, Noida - UP 201305